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How Much Is My Austin Motorcycle Accident Claim Worth?

Healthcare is expensive. That’s just a fact. And the medical bills that follow an injury suffered in a motorcycle wreck can easily devastate your finances. That doesn’t even take into consideration the damage done to your bike and all of the other damages and expenses you’ll experience.

If you didn’t cause your wreck, you should be able to expect full compensation from the at-fault party’s insurance company. Unfortunately, most insurers are more concerned with preserving their profit margins than they are with providing a fair settlement. They might make you an offer, but how do you know if you should accept it?

Read on to find out.

Medical Bills

The bulk of your motorcycle crash settlement will likely consist of the cost to cover your medical needs. This will largely depend on the type of injury you experienced. For example, a brain or spine injury will require far more healthcare than a typical broken bone will.

One mistake that a large number of crash victims make is not accounting for their future needs. Your settlement needs to cover more than just your current expenses; otherwise you’ll wind up paying out of pocket for accident-related medical care later.

Other Financial Expenses

Medical bills aren’t the only financial damages that results from motorcycle crashes. You’ll also have to deal with vehicle repair and replacement, lost wages and income, and the cost of mobility equipment and home renovations made to make your home handicap-friendly. This can add up to a hefty sum, and your settlement needs to account for all of it.

Non-Economic Damages

Some damages and losses don’t have direct financial values. It’s not easy to know what pain and suffering is worth, but your attorney will be able to help you fully translate how your life has changed into a dollar amount. These losses should also include permanent disfigurement, emotional distress, lost companionship, lost sexual function, and decreased enjoyment of life.

Comparative Negligence in Texas

Your own level of responsibility for the accident will also impact the value of your claim. Texas observes what is known as “modified comparative fault.” This means two things:

  • In order to seek compensation, someone else must be more at fault than you, and your own percentage of fault cannot exceed 50 percent.
  • The percentage of fault that you are responsible for will reduce your settlement amount by that same percentage.

For example, if you are awarded a settlement of $100,000 but are found to be 10 percent at fault, you will then only receive $90,000. This is why insurance companies try to blame the accident victim as much as possible: It reduces what they’ll have to pay out in compensation.

Help from an Austin Motorcycle Wreck Attorney

If you want to know what the insurance company should really be paying you, Colley & Colley can help. We’ll work closely with both you and your doctor to arrive at a full and accurate assessment of your personal injury claim’s true value.

To get started, simply give us a call at 1-877-411-2001 or complete our online contact form at the bottom of this page.